Home Loans for Credit Scores 620 or lower

If you have low credit scores because of credit problems in the past, don't worry.  If your FICO score is 540 or higher in most cases we can still get you pre-qualified.  Just follow the steps below and a loan officer will contact you and submit your information to Sub Prime lenders and private investors.  Although this process takes a little longer, in the long run it's worth it to get you the home you want.

1. First download or print the Pre-qualification form and fill it out completely.  The form is in Adobe .pdf format and you'll need the Adobe reader. Download it for free.
2. Fax the Pre-qualification form and a copy of your personal check (if you're paying for your credit report by check) to (972) 437-5020.  Credit Reports are $9 per person.  The credit report is to be used by our loan officers and processors to pre-qualify for a mortgage. 
3. A loan officer will contact you within 72 hours and discuss your mortgage options.

Mortgage Calculators and Pre-Qualification